Terms Of Service

Welcome to HealthPlanConnections! These Terms of Service govern your use of our website. By accessing or using our website, you agree to comply with these terms and conditions. Please read them carefully.

Acceptance of Terms

By using our website, you agree to be bound by these Terms of Service, as well as any additional terms and conditions that may apply to specific services or features offered through our website. If you do not agree to these terms, please do not use our website.

Use of Website

2.1 Eligibility: You must be at least 18 years old to use our website. By using our website, you represent and warrant that you are 18 years of age or older.

2.2 Account Creation: Certain features or services on our website may require you to create an account. You are responsible for providing accurate and complete information when creating an account, and you agree to keep your account credentials confidential. You are solely responsible for any activity that occurs under your account.

2.3 Prohibited Activities: When using our website, you agree not to engage in any of the following activities:

a. Violating any applicable laws or regulations.

b. Infringing upon the intellectual property rights of others.

c. Uploading or transmitting any harmful, unlawful, or offensive content.

d. Interfering with the operation of our website or the servers and networks connected to it.

e. Engaging in any unauthorized access or use of our website or other users' accounts.

f. Engaging in any activity that may disrupt or interfere with the security or functionality of our website.

Insurance Services

3.1 General Information: Our website provides information about insurance products and services. The information provided is for general informational purposes only and does not constitute insurance advice or recommendations.

3.2 Third-Party Services: We may provide links or references to third-party insurance providers or services on our website. We do not endorse or guarantee the services or products offered by these third parties. Your interactions with these third parties are solely between you and the third party, and we are not responsible for any issues that may arise from such interactions.

Intellectual Property

All content, materials, and features on our website, including text, graphics, logos, images, and software, are owned by HealthPlanConnections or our licensors and are protected by intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on our website content without our prior written consent.

Disclaimer of Warranties

Our website and its content are provided on an "as is" and "as available" basis without any warranties or representations, whether express or implied. We do not warrant that our website will be error-free, uninterrupted, or free from viruses or other harmful components. Your use of our website is at your own risk.

Limitation of Liability

To the extent permitted by law, HealthPlanConnections and its affiliates, directors, officers, employees, agents, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or the services provided through it.

Indemnification

You agree to indemnify, defend, and hold harmless HealthPlanConnections and its affiliates, directors, officers, employees, agents, or licensors from and against any claims, losses, liabilities, expenses, damages, or demands, including reasonable attorneys' fees, arising out of or in connection with your use of our website or any violation of these Terms of Service.

Changes to the Terms of Service

We reserve the right to modify or update these Terms of Service at any time